You already knew the housing market was hot. We’re here to tell you it’s hotter than ever.

Historically low home prices and interest rates, coupled with an $8,000 tax credit and other incentives for things like “green” renovations, means you can get in on a fantastic deal and still have cash left over in your pocket.

Foreclosure.com is here to help you navigate the exciting process of distressed property investment, but you won’t have forever to make a decision.

New foreclosure rates are slowing. Housing prices are stabilizing in many parts of the country. The $8,000 tax credit vanishes in just two months.

What does it all mean? The time to act is now.

The October 2009 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which details the “Hot Market” near you and how you can get in on the scorching action before it’s too late.

From how to find fabulous deals in your area to identifying the expert agent in your community, we get you started on the path to making (or saving) a ton of money with discounted real estate right in your backyard.

Check out “Hot Market” today because the time to act is now — remember the clock is ticking to get your piece of the pie!

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

WMBF News today put together a nice punch list of things that homeowners today “need to know” before buying a foreclosure … or any other type of home for that matter.

Check it out:

1. Double-check your credit — Check your credit report immediately to be sure it does not show any incorrect information.
2. Talk to lenders — Check rates and offers from several mortgage professionals to find one you with whom you want to work.
3. Home prices are still low — Now is an excellent time for a home investment.
4. Interest rates are still good — Mortgage interest rates have dropped again to about 5 percent annually.
5. You must have savings — A down payment is essential today.
6. Know all costs of ownership — A rule of thumb is to budget 1 percent of the home’s purchase price per year for upkeep.
7. Buyer beware — Invest in a home inspection before agreeing to purchase any home.

Foreclosure.com currently features more than 2 million distressed real estate listings in its nationwide database, including preforeclosures, foreclosures, Sheriff sales, bankruptcies, tax liens, auctions and much more. In short, we have a house for everyone … at the most affordable price.

So use the tips above, search our Web site for the best deals in your area and live your own American dream while the conditions are in your favor. Opportunities like this don’t come around very often.

To search for homes and other cheap real estate deals — often up to 50 percent off — right now click here.

Make big money with real estate — even in a slow housing market and talk of a recession — with expert guidance from industry guru, Damian Lanfranchi.

Damian is the mastermind behind a proprietary automated deal-generating technology, which is being used by real estate investors to get the hottest deals with no work in all 50 states, as well as Canada, New Zealand and parts of France!

Now Damian is ready to show you exactly how this is being done and the simple switch you can flip to automate your entire real estate investing business once and for all.

Score new deals every single day — it’s EASY! Just register for “Done For You Deals Live Tour” to learn how right now.

This FREE educational session is available to watch LIVE online during a 90-minute presentation scheduled for Thursday, Oct. 1, at 7 p.m. ET. CLICK HERE.

This course will cover:

• Getting instant credibility as an investor (even if you’ve never done a deal)
• The BIG miss 96 percent of investors make when it comes to how to use the Internet to get deals (you can literally destroy your chances of success before you even start!)
• Capturing the most motivated buyer and seller leads before your competition
• How to follow up with leads until they become deals (without doing any of the work)
• The secret to pre-selling homeowners so you can turn fast “Done-For-You” deals
• How to instantly increase your closing rate every time you sit down to the table (even if you hate sales)
• Why investors lose tens of thousands of dollars miscalculating deal profits (and how you can never make this costly mistake again)

This is a potentially life-changing learning experience that will introduce you to a proven system you can use to make it big … and stay big.

Register today and get a FREE gift (Value = $429) just for showing up! We look forward to having you on the Webinar!

To attend “Done For You Deals Live Tour” on Thursday, Oct. 1, at 7 p.m. ET at no cost CLICK HERE.

Right now there are so many great discounted properties available throughout the nation that you can essentially “steal” them for dirt cheap prices.

On top of these amazing deals, as well as the limited-time tax credit for first-time homebuyers that expires on Dec. 1, 2009, banks are still offering fantastic mortgage rates to encourage spending.

In fact, rates recently dropped to less than 5 percent!

Mortgage applications have skyrocketed thanks to this “perfect storm” that has created ideal homebuyer conditions.

How can you not be tempted to capitalize on these opportunities of a lifetime?

All these facts add up to one major point: for the right property, the numbers make good, solid “cents” right now. There has literally never been a better time to get into distressed property investment.

The September 2009 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which is all about helping you figure out how to get your hands on the money you need to get started in distressed property investing.

We touch on everything, from funding options to tips for raising your credit score. We also cover how you can accomplish it all without experiencing any of the headaches that can often deter first timers.

So get ready to learn everything you need to know about financing your dream home at the best possible terms! Check out “Fund the Deal” today and get going before it’s too late — remember the clock is ticking to lock-in the best terms and incentives!

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

Foreclosed homes aren’t just great deals for potential homebuyers — renters, too, can enjoy the savings.

More and more homeowners and investors are realizing they bit off more than they could chew with their current mortgage commitments. It’s among the many reasons foreclosures are up across the board.

When the payments become just too much to handle, these homeowners and investors have few options other than to sell, rent or simply walk away and lose their homes to foreclosure.

The latter option, foreclosure, is really the worst of the bunch.

But sometimes it happens so fast — in as little as one to three months in several states — that homeowners and investors are left spinning, wondering what just happened to them.

The good news is that these folks are starting to catch on and realize that these are ideal rental conditions. Why lose a home when you can find someone else to move in and pay all or most of the mortgage bill?

Indeed, homeowners would prefer to rent their homes rather than to lose them outright.

Of course, homes in foreclosure are not necessarily always on the market as rentals. In fact, homeowners and investors may not even know that renting is an option.

That’s where you come in.

Homeowners are generally very attached to their homes, but might be willing to entertain reasonable rental offers if it means salvaging their long term investments.

So how do you approach a homeowner in distress and propose a rent agreement?

Here are some basic pointers:

Learn about the property
Before contacting someone facing foreclosure, find out as much information as you can about the home. Research how much the home is worth, how much the homeowner still owes and the monthly mortgage amount. This information will give you a good starting point to know what to offer in terms of rent.

Expect non-traditional agreements
Any agreement you strike with a homeowner facing foreclosure will probably follow unconventional terms. For example, consider offering a six-month agreement or even a month-to-month. If you are willing to tolerate minor inconveniences in exchange for a lower rent cost, propose showing the house to potential buyers while you are renting. Homeowners in distress will probably slice several hundred dollars a month off the mortgage if it means you are flexible and help them cover some or all of their mortgage.

Tactfully propose a fair exchange
A simple way to approach a homeowner is with a hand-written letter that describes your needs as a renter. Offer to provide references upon request and explain that you are willing to entertain flexible terms. As a negotiator, it is to your benefit that the homeowner be aware that you know he/she is in foreclosure.

Where do you find homeowners facing foreclosure?

First, understand that homes that have been foreclosed are no longer in the hands of the homeowner. These are being resold by the original lenders and are probably already listed with agents. Therefore, the properties you should look at are classified as preforeclosures. This is an important point — make sure you fully understand the differences between homes in foreclosure and preforeclosure (facing foreclosure).

To check out a very comprehensive list of nationwide preforeclosures CLICK HERE. Start your nationwide foreclosure rental search now — it is free to search with a FREE 7-Day Trial.

Classes meet every Thursday morning at the Palm Beach County Courthouse in West Palm Beach, Fla., at 9:30 a.m. ET. Call (866) 382-2439 today to reserve your spot!

… is a good starting point to find foreclosed homes, according to the show’s financial contributor, Vera Gibbons, on this morning’s live broadcast:

“A lot of people may find themselves overwhelmed. Whats a good starting point? Web sites … Foreclosure.com…. There are really good values here [at a foreclosure auction]. You could save 30 percent, 40 percent. In some markets off up to 80 percent off the potential market value. Great, but here’s the thing: Very risky way to go here…. The safer way may be to go back to the bank. In the final stage it goes back to the bank — 50 of 100 properties are now going back to the banks. Over 1 million properties this year will be bank owned. So theres a lot of selection. So that means good prices. When you have a glut of inventory, the prices are good. Very good values here. This is actually the safest way to buy. Easiest way to buy. You can check the place out, do an inspection, finance traditionally with a traditional mortgage…. The bank-owned would be the way for the first-time buyer in particular if someones looking to buy a second home or vacation home.”

It sounds like she knows her stuff … really, really well.

To search Foreclosure.com today for the very best real estate deals in your area at absolutely no cost to you CLICK HERE. Our database features the very best preforeclosure, foreclosure, bank-owned and other distressed properties available anywhere.

Than Merrill — star of A&E’s hit TV show “Flip This House” who is also among the nation’s most successful real estate investors — was a recent featured speaker during a dynamic Foreclosure.com Webinar entitled, “Make $20,000 While You Sleep.”

And what a pleasure it was to have Than as one of our Webinar speakers!

We learned some great time-saving ways to market distressed real estate. Than shared his personal story with us on how he got started, mistakes he made and how he is making money hand-over-fist while he sleeps and goes on vacations.

Than also covered the importance to have a system and what automation will do for your business.

His enthusiasm was contagious. Along with sharing FREE sites to market your real estate flips, he provided the tactical plan to be effective in developing your buyer’s list.

I am sorry if you missed this education-filled Webinar. The good news is that you can catch it on the On Demand section of our Web site anytime, anywhere! CLICK HERE.

Than was worried no one was laughing at his jokes … I assured him that his Mom who always listens to his presentation would approve!

Check out “Make $20,000 While You Sleep” with Than Merrill today! CLICK HERE.

Learn about a proven “turnkey” real estate money-making system and unlock the secrets to flipping riches with Than Merrill — star of A&E’s hit TV show “Flip This House” during a FREE 90-minute online real estate training presentation.

“Make $20,000 While You Sleep” is a LIVE Webinar educational session that is set for Wednesday, September 24 at 9 p.m. ET. To catch — and register for — the instructional session CLICK HERE.

Than is among the nation’s most successful real estate investors. And this is a once-in-a-lifetime opportunity to learn how to find amazing house deals at 65 cents on the dollar or less from the former NFL player turned multi-millionaire “flipper.”

Here are just some of the topics that Than will cover:

• How to find deals 30 to 50 percent below market value consistently
• How you can outsource many of your marketing needs so you can focus on buying properties
• How to build your buyers list and automate the sales process so you don’t have to worry about getting properties sold in today’s market
• How to jumpstart your real estate investing career and pick up a check for $20,000 in the next 30 days
• How to get your properties SOLD in today’s market for TOP DOLLAR fast!
• Online business management tools you can use to automate every area of your business.

So what are you waiting for? Than is going to show you play-by-play how to work the system and rake in cold hard cash virtually overnight … at absolutely no cost to you!

Join us LIVE for the “Make $20,000 While You Sleep” LIVE Webinar educational session on Wednesday, September 24 at 9 p.m. ET. CLICK HERE.

Remember to act fast because seats are limited!

Webinars are LIVE educational sessions that let participants see, hear and interact with real estate experts right from their personal computer screens. In fact, Webinars are driven in part by visitor feedback and questions that are posed during the sessions. For more information and course offerings click here.

Unleash unbelievable foreclosure riches in a down market with simple life-changing real estate investment strategies from Howard Small — a well-known and highly successful investor, author, trainer and mentor — during this dynamic 90-minute online training presentation.

“Recession Real Estate Money Machine” is a LIVE Webinar presentation that is set for Tuesday, June 24 at 4 p.m. ET. To catch — and register for — the instructional session CLICK HERE.

Howard will teach you how to invest like the best without risking your own money or without borrowing a lot of money with step-by-step instructions on how to generate extraordinary profits through foreclosure homes.

Not every foreclosure is a good deal. — you must be able to figure out whether you can still make money when the housing values in your target neighborhoods have declined. In addition, you have to do the deal analysis to figure out whether to punt on a given deal, buy and flip, or buy and hold.

Howard will go in to detail on all of that and more, as well as:

• How to buy cheap properties for maximum profit
• When to pull the trigger to close great deals
• When to buy and flip for huge short-term profits
• When to buy and hold to create long-term cashflow
• How to market in a down market for quick cash or quick rentals

Webinar participants will receive a secret money-making profit potential analysis form at no cost with registration. It’s a proven formula that will literally help you make — or save — thousands on each investment!

It’s a major BONUS with a $150 value!

This easy and repeatable formula can be used any time, but it is especially effective when you need to quickly analyze several properties and to make buying decisions in a down market.
“Recession Real Estate Money Machine” is a LIVE Webinar presentation that is set for Tuesday, June 24 at 4 p.m. ET. To catch — and register for — the instructional session CLICK HERE.

Recession proof real estate riches … Buy now, retire sooner!

Webinars are LIVE educational sessions that let participants see, hear and interact with real estate experts right from their personal computer screens. In fact, Webinars are driven in part by visitor feedback and questions that are posed during the sessions. For more information and course offerings click here.