If you aren’t as on track as you’d hoped, you are definitely not alone. Making big changes in your life can seem overwhelming, especially when it comes to your finances.

And getting overwhelmed throws many people off track.

Don’t let it happen to you! Now is the time to pursue your real estate investment goals and recommit to growing your wealth through foreclosures, short sales, bankruptcies, rent-to-own homes and more.

Yes, now is the time to recommit, but not only now. Success in life takes courage and perseverance. Recommit to your goals not just once or twice, but every single day. You’ll be amazed at the changes that come your way if only you can focus on your goals!

The January 2012 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which shows you you the way to a 2012 paved with real estate wealth.

Articles include:

• Site Feature Spotlight: 2012 scholarships for undergraduates
• Website Search Tips: Find foreclosures FREE!
• Hot Off The Press: Real Estate’s latest trend, rent-to-own homes
• Our Success Stories: James Gage on smart real estate investing
• Real Estate Tips: How to get started investing in real estate
• Deals of the Month: Hot foreclosure deals!
• Linda’s Learning Lane: Focus on Wealth

There has never been a more perfect time to invest in distressed real estate. The housing market is inundated with foreclosures and short sales. Interest rates are at all-time lows. Prices are at the lowest we are likely to see in this lifetime.

Don’t miss out on these tremendous opportunities!

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

Foreclosure.com is extending Black Friday throughout the month of December!

We are so grateful for our newsletter readers and website visitors. We started Foreclosure.com more than a decade ago with the goal of making it the number one-ranked online destination for distressed property listings.

And here we are, 13 years later, thanking you for helping us make that vision a reality.

To commemorate the holiday season this year, we are excited to announce a treasure trove of our most generous money-saving opportunities ever, which we designed especially with you in mind. Enjoy extended free site membership, discounted foreclosure and short sale educational programs and much more.

As always, we also invite you to check out the myriad free tools available on our site to help make your foreclosure and short sale searches a success. It would be just silly to miss our free On Demand webinars, free foreclosure listing alerts and everything else that we offer at absolutely no charge.

The November 2011 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which will help you uncover the unbelievable wealth that might just be waiting for you right around the corner — literally — thanks to an unprecedented package of discounted resources.

We’ve never offered such an amazing bundle of deals and zero-cost learning opportunities to kickstart the real estate investment careers of our website visitors. So, take advantage of the free, money-saving offers that we are gifting to you this holiday season before it’s too late.

And well before all the New Year “resolutioners” flood the market.

To read this month’s free educational newsletter from Foreclosure.com and cash-in on our limited-time holiday offerings CLICK HERE.

If you ever dreamed of investing in a short sale, foreclosure, tax lien or any other type of distressed real estate situation, preparation is the key to success. And the sooner you get up to speed on whatever money-making plan you intend to hatch, the better it will be for your bottom line (savings or profit).

Even in this market climate, in which inventory is high and prices are at rock bottom, you can’t afford to be caught unaware.

It’s all about staying on top of what’s new and what’s changing in the real estate investment arena. That way, when that perfect property lands in your lap — the one that could be your forever home or your next big investment windfall — you’ll be ready to take action and scoop it up before someone else does.

The October 2011 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which shows you how to get your real estate investment career rolling right now.

New Year’s Eve is right around the corner and you know what that means: Real estate resolutions. Seize the opportunity to get rich with distressed real estate right now before the thousands of well-intentioned “resolutioners” crowd the competition pool come January 2012.

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

That’s a real estate investing recipe for success more often than not, especially if you can discern between money pits and money makers. When it comes to flipping foreclosures, or even purchasing a discounted distressed property as a primary residence, it’s critical to spot the “diamond in the rough” before someone else beats you to it.

Distressed properties are often in less than tip-top shape, but it’s that shabby exterior that is concealing the massive opportunity for riches for those investors who know how to take advantage of great deals when they see them.

Spotting a diamond in the rough isn’t difficult, but it does take the right knowledge and an open mind. You need to be able to see past the unsightly condition of a home that has turned off other investors to determine if it is really worth your while.

The September 2011 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which shows you how to find and capitalize on those diamond-in-the-rough properties that are just waiting for an investor like you

Learn how to hone your detective skills to uncover these amazing deals before your competition does. The potential financial rewards will be well worth your time.

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

Sometimes it just takes patience.

As we researched these particular deals, we noted that there were multiple offers throughout the listing process. If the offers were rejected, and the homes would be re-listed, the price would be reduced about six weeks after it hit the market again.

Patience and the discipline of patience is where money can be made, or saved, for that matter.

That blend of risk taking and waiting can only be achieved by practice and knowledge. First you need the knowledge and then the practice. The application once these two key ingredients are combined is where wisdom is gained.

Have you ever noticed that change both positive and negative occur line upon line and precept upon precept? Taking an action, even if it’s small, takes you in a direction. From there, you can always change course, but taking an action is where it begins.

Long-term perspective can be a fruitful practice and the virtue of patience is real.

To check out (and monitor) listings in your target market be sure to check out Foreclosure.com today. You can “save” properties of interest and watch them, as well as their descending prices, until you are ready to make your patient move.

If you’re in the market for a new home for your family, it just makes sense to shop smart. Why pay full price for a property when you can pay pennies on the dollar?

The secret lies in distressed real estate. The condition of these properties tends to depress the list price. If you can see past a bit of shabbiness to the home’s true hidden potential, you stand to earn a lot of instant equity.

The May 2011 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which focuses on helping you spot easy cosmetic fixes and other simple issues that are straightforward and inexpensive rehab projects.

Turn your hidden gem into a shining testament to your brilliant real estate investment decision!

Whether you plan to live in your new home, rent it out as an income property or sell it for top dollar, rehabbing distressed real estate is a fantastic option to realize your real estate goals at rock-bottom prices.

To read this month’s free educational newsletter from Foreclosure.com CLICK HERE.

Those who fail to learn from history’s mistakes are doomed to repeat them.

Current and future homeowners would be wise to examine the causes of the real estate bust that has forced countless families into foreclosure and many more fighting to avoid it.

Unemployment, divorce, illness and other unforeseen events are hard to avoid and nearly impossible to predict. But there are several situations for which homeowners can prepare and control.

NASDAQ.com offers “3 Lessons to Learn from Foreclosure:”

1. Live within your means. Basically, don’t stretch your finances too thin. Sure, that house down the block is fabulous. But if it means you’re going to have to work three jobs just to afford it, as well as all the living-related costs that are involved, you need to look elsewhere. There are several great (and affordable) deals on the market today. Take your time, shop around and crunch the numbers. Hard.
2. Get a better understanding of the terms of your mortgage. Most distressed homeowners got into foreclosure trouble because they didn’t understand their mortgages. Adjustable and balloon rates — those that increased over time — created impossible repayment situations. If you go from paying $1,000/mo. t0 $2,000/mo., and aren’t in a position to cover the difference, things could go downhill real fast. And they did.
3. If you have issues paying your mortgage, talk to your lender. Communication is the key to avoiding the foreclosure process. Reach out to your lender early and often of you know foreclosure is possibly in your future. Be proactive and persistent. Don’t take “no” for an answer. There are several programs available today that could help you stay in your home. Inquire about them before it’s too late.

To search foreclosed homes in your area today — and possibly save as much as 50 percent on your next (or first) home purchase — click here.

Catch them while you can.

That’s the opportunistic approach that many investors in major real estate markets such as Detroit, Mich., Las Vegas, Nevada, Miami, Fla., Phoenix, Ariz., and Tampa, Fla., are taking as home prices plunge at or below 2002 levels.

Foreclosed homes and other discounted distressed deals are being “snapped up” with a quickness, “forcing down” collective home prices and “thinning the supply of homes” by as much as 13 percent, according to BusinessWeek.com.

In fact, the report reveals that 35 percent of previously-owned homes purchased in March 2011 were done so with cold-hard cash, indicating that investors are hoping to buy low today and sell high someday in the future.

Mike Shannon, an agent who specializes in Detroit-area foreclosures, marvels at the recent surge in buyer activity:

“It’s like a feeding frenzy when a home goes on the market now. We’re getting a few dozen offers on some homes in a matter of days.”

If you’re not interested in “swimming with the sharks” or just don’t have cash at your disposal to compete with investors, remember that there are several programs such as Fannie Mae’s “First Look” that give traditional buyers the first crack at scoring a fantastic foreclosure deal.

To search foreclosed homes for sale in your area today free for seven days check out Foreclosure.com … before it’s too late.

Wholesaling houses is similar to wholesaling any other type of product:

You agree to purchase a house at a discount, sell it at a marked-up price and pocket the profit.

Wholesaling real estate is ideal for beginners because the process isn’t as complex as some other distressed property transactions. Than Merrill turned to wholesaling after his career in the NFL was cut short.

Today, he’s the star of A&E’s “Flip This House” and one of the most successful real estate wholesalers in the country today.

This month’s edition of “Investment Exchange” is devoted to getting you started on this lucrative path that leads to making easy money as a distressed property investor. We share many tips and tricks, including how to get started with zero money down.

We’ll even walk you through your action plan step-by-step so that you have the confidence and knowledge you need to make it happen. Than even makes an appearance, offering you a fantastic opportunity to learn straight from him in this month’s Site Feature Spotlight.

To read this month’s free educational newsletter from Foreclosure.com, which is entitled “Wholesaling Houses,” CLICK HERE.

“… buyers – largely investors – are snapping up homes at bargain prices.”

– Lawrence Yun, Chief Economist, National Association of Realtors®

Cash-laden investors are cherry-picking discounted foreclosure, short sale and other distressed real estate deals at an increasing rate, according to the latest report from the National Association of Realtors® (NAR).

In fact, distressed properties accounted for 39 percent of homes sold nationwide in Feb. 2011, which is up two percent from last month and is five percent more than last year at this same time.

Investors accounted for 19 percent of all sales activity during this time and all cash sales reached a record 33 percent in Feb. 2011, too.

What’s it all mean?

It’s pretty simple: If you’re in the market for a home, you need to act fast because the best deals will be gone before you know it.

Cash is king … especially in a housing market like the one. And investors will continue to reign supreme for as long as the competition (that’s you) sits on the sidelines and watches opportunity pass by.

There are programs like Fannie Mae’s “First Look” that offer first-time homebuyers and local communities with opportunities to buy before properties go to market. It’s a clever safety net, but it doesn’t stop all the great deals from landing in the hands of investors.

Not even close.

A fantastic way to stay on top of the latest distressed real estate deals entering the market is to take advatage of our free foreclosure email alerts. When a new foreclosed home for sale in your area becomes available we notify you with an email that same day.

It’s an awesome resource.

Or, you can do what most investors and bargain hunters do and search our database each day for great discounts on real estate. It’s free for seven days! Click here.