Forbes has compiled a list of the riskiest cities for homeowners, which have the highest percentage of borrowers who are at least three months late on their mortgage payments.

Check it out:

1. Las Vegas, Nevada
2. Riverside, California
3. Stockton, California
4. Modesto, California
5. Bakersfield, California
6. Vallejo, California
7. Orlando, Florida
8. Memphis, Tennessee
9. Miami, Florida
10. Fresno, California

“Sin City” has the dubious distinction of topping this list; however, California has six cities in the top 10, underscoring the distressing situation on the left coast.

The good news is that the “Golden State” recently pledged $700 million to prevent about 40,000 foreclosures. In fact, the program, “Keep Your Home,” is the nation’s “biggest principle reduction program,” trimming mortgages by up to $50,000 each.

If you are a struggling homeowner in California and want to learn more about whether or not you qualify for mortgage assistance click here. Those who want to view foreclosures in California — or anywhere else in the United States for that matter — should click here.

It’s a recurring theme at Foreclosure.com: You ask, we deliver.

In response to overwhelming demand, we recently enhanced our popular “Foreclosure Alerts,” enabling you to now track foreclosure filings on a street level.

Ever wonder, “How can I find foreclosed homes for sale on my street?” Or, “How can I find out if my neighbor is foreclosure?”

Well, now you can get the answers to these types of questions emailed directly to you the moment they happen. And it won’t cost you a single penny.

That’s right, our “Foreclosure Street Alerts” are totally FREE and require zero obligation.

How does it work?

It’s simple: Just provide us with the desired street name and its corresponding zip code. We do the rest.

Want to watch streets in more than one neighborhood? No problem. Foreclosure.com allows you to monitor up to 10 different streets all at once.

So whether you’re waiting for a vacancy to open up on your favorite block or you’re just plain curious, “Foreclosure Street Alerts” ensure that you catch everything in your crosshairs before someone else does.

Sign up today to receive daily “Foreclosure Street Alerts” with no obligation. It’s quick and easy. Did we mention it’s also FREE? Click here.

The San Diego Union-Tribune passes along good advice:

“… you’re going to need to dig a little. First off, be wary if the lease you are signing is too good to be true…. A home or apartment offered for below the market rate or a deal that requires several months of rent upfront are clues that things might not be on the up-and-up. You might also want to check if there is a notice of default on the property…. If you see a notice of default, run, don’t walk, away. Once you are in a property, it’s a good idea to run the same type of check every couple of months to avoid any unwelcome surprises.”

To find out if a notice of default has been filed on the property in which you are renting you can inquire at the local courthouse or search Foreclosure.com.

Remember, too, that we now offer “Foreclosure Street Alerts,” which will notify you via email as soon as a house on your street goes into foreclosure. To receive these free alerts click here.

The sourced article also sheds light on what to do about payment, as well as what your legal rights are as a tenant (will you be evicted?), if you find yourself living in a foreclosed property.

Boca Raton, Fla. — June 15, 2010 — Foreclosure.com today announced that it has added another dynamic training program to the agent-focused certification opportunities that it offers through The Agent University.

The REDC Certified Auction Agent program will help agents — and their buyers — capitalize on the many foreclosed home auctions held by Real Estate Disposition, LLC (REDC) each year. In fact, REDC — one of the most reputable and successful real estate auction companies in the nation — is on pace to hold more than 500 events throughout the United States in 2010 alone.

“Certified REDC auction agents will promote confidence among their buyers that they understand the auction process and know how to get the best deals possible,” says Foreclosure.com Director of Education, Linda Yates. “It’s a strategic move that agents and brokers need to add to their businesses — the potential is off the charts.”

In addition to being the leading real estate auction marketing firm in the country, the REDC group of companies also provides real estate brokerage services, asset management and short sale facilitation. The company has established a dominant position in its industry by selling more than $6 billion in real estate assets at auction in 2008 and 2009 alone.

“This certification is yet another tool that REDC provides agents to be successful in the ever-changing distressed real estate market,” says Dave Lee, REDC Senior Vice President of Client Services. “It’s a fantastic way for them to catch and ride this default tidal wave for as long as it lasts.”

Interested agents need to successfully complete a comprehensive, one-time online educational course to earn their REDC certifications.

For more information regarding the REDC Certified Auction Agent program please visit http://redc.theagentuniversity.com or call us at (866) 382-4445.

Whether it’s online or at a live ballroom mega-auction, REDC Certified Auction Agents will understand how to place successful bids for the benefit of their buyers and earn commissions in the process.

Other REDC Certified Auction Agent benefits include:

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