<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Foreclosure.com Blog &#187; Foreclosure Advice</title>
	<atom:link href="http://blog.foreclosure.com/category/foreclosure-advice/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.foreclosure.com</link>
	<description>Distressed Real Estate News and Opinion</description>
	<lastBuildDate>Mon, 23 Nov 2009 17:16:38 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.5</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Learn how to make money in commercial real estate</title>
		<link>http://blog.foreclosure.com/2009/11/learn-how-to-make-money-in-commercial-real-estate/</link>
		<comments>http://blog.foreclosure.com/2009/11/learn-how-to-make-money-in-commercial-real-estate/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 14:36:35 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Investment Opportunities]]></category>
		<category><![CDATA[Foreclosure Webinar]]></category>
		<category><![CDATA[Foreclosure Webinars]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real Estate Investing]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2609</guid>
		<description><![CDATA[




Learn how to create an absolute fortune investing in commercial real estate using two little known strategies with advice from industry expert, Jason Gilbert.
From strip malls to mobile home parks to apartment complexes, there is a ton of money to be made with commercial real estate. Successful investors will tell you that commercial deals are [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-2611" title="commercial-real-estate2" src="http://blog.foreclosure.com/wp-content/uploads/2009/11/commercial-real-estate2.jpg" alt="commercial-real-estate2" width="400" height="259" /></p>
<p><script type="text/javascript"><!--
google_ad_client = "pub-4034915303871713";
/* 468x60, created 5/13/08 */
google_ad_slot = "1173843107";
google_ad_width = 468;
google_ad_height = 60;
//-->
</script>
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></p>
<p>Learn how to create an absolute fortune investing in commercial real estate using two little known strategies with advice from industry expert, Jason Gilbert.</p>
<p>From strip malls to mobile home parks to apartment complexes, there is a ton of money to be made with commercial real estate. Successful investors will tell you that commercial deals are often easier to do than residential and make you far more money.</p>
<p>Much more.</p>
<p>Jason will reveal how you &#8212; regardless of your credit situation and how much experience you have can (even if it&#8217;s zero) &#8212; can make a fortune with commercial income property in this FREE training course, <strong>“</strong><strong><a href="http://www.foreclosure.com/education/webinars/make-millions-with-commercial-real-estate.html?rsp=22279" target="_blank">Make Millions with Commercial Real Estate</a>.”</strong></p>
<p>He recently released two proven strategies, Joint Venture Facilitation (JVF) and Master Lease Option (MLO), which can get you started on the path to personal riches &#8230; regardless of your current situation.</p>
<p><strong>This FREE educational session is available to watch LIVE online and for FREE on Wednesday, Nov. 18, at 7 p.m. ET. <a href="http://www.foreclosure.com/education/webinars/make-millions-with-commercial-real-estate.html?rsp=22279" target="_blank">CLICK HERE</a>.</strong></p>
<p>This course will cover:</p>
<ul>
<li>Why getting into commercial is a &#8220;no brainer&#8221;</li>
<li>What keeps most people out of the commercial side</li>
<li>Who is Jason Gilbert</li>
<li>JVF and MLO explained</li>
<li>Why you should get involved and how you can start today</li>
</ul>
<p>Real estate investment secrets will be revealed during this special learning opportunity. Whether you are just starting out or trying to get to the next level, this is one FREE presentation that you simply cannot miss.</p>
<p>We look forward to having you on the Webinar!</p>
<p><strong>To attend “</strong><strong><a href="http://www.foreclosure.com/education/webinars/make-millions-with-commercial-real-estate.html?rsp=22279" target="_blank">Make Millions with Commercial Real Estate</a>” on Wednesday, Nov. 18, at 7 p.m. ET for no cost <a href="http://www.foreclosure.com/education/webinars/make-millions-with-commercial-real-estate.html?rsp=22279" target="_blank">CLICK HERE</a>. Spots are limited and are available on a first-come, first-served basis only.</strong></p>
<p><em>Webinars are LIVE educational sessions that let participants see, hear and interact with real estate experts right from their personal computer screens. In fact, Webinars are driven in part by visitor feedback and questions that are posed during the sessions. For more information and course offerings <a href="http://www.foreclosure.com/education/whats_next/index.html?rsp=22279" target="_blank">click here</a>.</em></p>
<p><script type="text/javascript"><!--
google_ad_client = "pub-4034915303871713";
/* 468x60, created 5/13/08 */
google_ad_slot = "1173843107";
google_ad_width = 468;
google_ad_height = 60;
//-->
</script>
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script></p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/11/learn-how-to-make-money-in-commercial-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for buying a foreclosed home</title>
		<link>http://blog.foreclosure.com/2009/10/tips-for-buying-a-foreclosed-home-3/</link>
		<comments>http://blog.foreclosure.com/2009/10/tips-for-buying-a-foreclosed-home-3/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 18:54:16 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Deals]]></category>
		<category><![CDATA[Foreclosure Flip Tips]]></category>
		<category><![CDATA[Foreclosure Investment Opportunities]]></category>
		<category><![CDATA[Foreclosure Listings]]></category>
		<category><![CDATA[Foreclosure Quick Tips]]></category>
		<category><![CDATA[Free Foreclosure List]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Tips for buying a foreclosed home]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2433</guid>
		<description><![CDATA[

WMBF News today put together a nice punch list of things that homeowners today &#8220;need to know&#8221; before buying a foreclosure &#8230; or any other type of home for that matter.
Check it out:

Double-check your credit &#8212; Check your credit report immediately to be sure it does not show any incorrect information.
Talk to lenders &#8212; Check [...]]]></description>
			<content:encoded><![CDATA[<p><!--adsense--></p>
<p><img class="alignnone size-full wp-image-2434" title="Tips for buying a foreclosed home" src="http://blog.foreclosure.com/wp-content/uploads/2009/10/tipsForBuyingForeclosedHome.jpg" alt="Tips for buying a foreclosed home" width="400" height="275" /></p>
<p><a href="http://www.wmbfnews.com/Global/story.asp?S=11260606" target="_blank">WMBF News</a> today put together a nice punch list of things that homeowners today &#8220;need to know&#8221; before buying a foreclosure &#8230; or any other type of home for that matter.</p>
<p>Check it out:</p>
<ol>
<li>Double-check your credit &#8212; Check your credit report immediately to be sure it does not show any incorrect information.</li>
<li>Talk to lenders &#8212; Check rates and offers from several mortgage professionals to find one you with whom you want to work.</li>
<li>Home prices are still low &#8212; Now is an excellent time for a home investment.</li>
<li>Interest rates are still good &#8212; Mortgage interest rates have dropped again to about 5 percent annually.</li>
<li>You must have savings &#8212; A down payment is essential today.</li>
<li>Know all costs of ownership &#8212; A rule of thumb is to budget 1 percent of the home&#8217;s purchase price per year for upkeep.</li>
<li>Buyer beware &#8212; Invest in a home inspection before agreeing to purchase any home.</li>
</ol>
<p>Foreclosure.com currently features more than 2 million distressed real estate listings in its nationwide database, including preforeclosures, foreclosures, Sheriff sales, bankruptcies, tax liens, auctions and much more. In short, we have a house for everyone &#8230; at the most affordable price.</p>
<p>So use the tips above, search our Web site for the best deals in your area and live your own American dream while the conditions are in your favor. Opportunities like this don&#8217;t come around very often.</p>
<p>To search for homes and other cheap real estate deals &#8212; often up to 50 percent off &#8212; right now <a href="http://www.foreclosure.com/?rsp=22279" target="_blank">click here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/10/tips-for-buying-a-foreclosed-home-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips to avoid foreclosure scams</title>
		<link>http://blog.foreclosure.com/2009/09/tips-to-avoid-foreclosure-scams/</link>
		<comments>http://blog.foreclosure.com/2009/09/tips-to-avoid-foreclosure-scams/#comments</comments>
		<pubDate>Sun, 06 Sep 2009 14:12:44 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Rescue Scams]]></category>
		<category><![CDATA[Foreclosure Scams]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2240</guid>
		<description><![CDATA[
Los Angeles Times has three solid recommendations in an article today entitled, &#8220;Beware of foreclosure prevention scams.&#8221;
Here are the key points:

If the company claims to be able to guarantee success in preventing foreclosure, no matter what your financial situation or mortgage details, don&#8217;t listen further to the pitch. Nobody can guarantee you&#8217;ll get a loan [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-2244" title="foreclosureScamTips" src="http://blog.foreclosure.com/wp-content/uploads/2009/09/foreclosureScamTips.jpg" alt="foreclosureScamTips" width="400" height="257" /></p>
<p><em>Los Angeles Times</em> has three solid recommendations in an article today entitled, &#8220;<a href="http://www.latimes.com/classified/realestate/news/la-fi-harney6-2009sep06,0,5702980.story" target="_blank">Beware of foreclosure prevention scams</a>.&#8221;</p>
<p>Here are the key points:</p>
<ol>
<li>If the company claims to be able to guarantee success in preventing foreclosure, no matter what your financial situation or mortgage details, don&#8217;t listen further to the pitch. Nobody can guarantee you&#8217;ll get a loan modification, and nobody can guarantee that your lender won&#8217;t pull the plug and foreclose.</li>
<li>Although there is no federal law against collection of upfront fees for loan modification assistance &#8212; unlike so-called credit repair operations, through which fees are prohibited until services are completed &#8212; any company asking for $1,000 to $4,000 in advance should be checked out thoroughly by the homeowner before any payment.</li>
<li>Mortgage modification companies that claim to have special inside connections allowing them to make your payments directly to your lender &#8212; provided you send your monthly checks to the modification company, not to your regular servicer &#8212; are almost certainly intent on one thing: cashing as many of your checks as possible, pocketing the money and leaving you unprotected and heading for foreclosure.</li>
</ol>
<p>As of April 6, 2009, the Federal Bureau of Investigation was investigating about 2,100 mortgage fraud cases throughout the nation &#8212; a 400 percent increase from five years ago.</p>
<p>That doesn&#8217;t mean you shouldn&#8217;t explore the options of a possible loan modification with your lender. Just be careful.</p>
<p><!--adsense--></p>
<p>And try not to pay any upfront money to a third-party company with an official-sounding name when you may not have to. Especially because there are free government programs such as &#8220;<a href="http://www.makinghomeaffordable.gov" target="_blank">Making Home Affordable</a>&#8221; that offer housing counselors and other helpful support at no cost.</p>
<p>To check and see if you are eligible for a loan modification use this self-assessment tool <a href="http://www.hopenow.com/" target="_blank">right here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/09/tips-to-avoid-foreclosure-scams/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Foreclosure depression &#8216;is having a serious impact on Americans&#8217; health&#8217;</title>
		<link>http://blog.foreclosure.com/2009/09/foreclosure-depression-is-having-a-serious-impact-on-americans-health/</link>
		<comments>http://blog.foreclosure.com/2009/09/foreclosure-depression-is-having-a-serious-impact-on-americans-health/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 18:57:20 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Assistance]]></category>
		<category><![CDATA[Pennsylvania Foreclosure Homes]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2226</guid>
		<description><![CDATA[
University of Pennsylvania School of Medicine recently conducted a survey of 250 homeowners in the Philadelphia, Pa., area who are facing foreclosure, revealing that nearly half of them showed symptoms of depression and 37 percent are majorly depressed.
In addition, almost 60 percent reported skipping/delaying meals because they couldn&#8217;t afford to eat, 48 percent said they [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.uphs.upenn.edu/news/News_Releases/2009/08/foreclosure-health-risks/" target="_blank"><img class="alignnone size-full wp-image-2227" title="depressed_couple" src="http://blog.foreclosure.com/wp-content/uploads/2009/09/depressed_couple.jpg" alt="depressed_couple" width="400" height="265" /></a></p>
<p><a href="http://www.uphs.upenn.edu/news/News_Releases/2009/08/foreclosure-health-risks/" target="_blank">University of Pennsylvania School of Medicine</a> recently conducted a survey of 250 homeowners in the Philadelphia, Pa., area who are facing foreclosure, revealing that nearly half of them showed symptoms of depression and 37 percent are majorly depressed.</p>
<p>In addition, almost 60 percent reported skipping/delaying meals because they couldn&#8217;t afford to eat, 48 percent said they couldn&#8217;t afford their medication and 65 percent of smokers are smoking more.</p>
<p>Here&#8217;s a snip from the study&#8217;s lead author, Dr. Craig E. Pollack:</p>
<blockquote><p><em>&#8220;The foreclosure crisis is also a health crisis. We need to do more to ensure that if people lose their homes, they don&#8217;t also lose their health&#8230;. This study raises the stakes of the housing crisis. The policy push to get people into mortgage counseling should be combined with health outreach in order to fully help people during this tremendously difficult period in their lives.”</em></p></blockquote>
<p>Perhaps the most troubling takeaway from this report is that it could be &#8220;just the tip of the iceberg&#8221; &#8212; other large cities/metropolitan areas have higher unemployment/foreclosure rates than the &#8220;City of Brotherly Love.&#8221;</p>
<p><!--adsense--></p>
<p>So what can be done to cure this growing mental health problem?</p>
<p>First, do whatever it takes to avoid foreclosure. Use every resource at your disposal, including mortgage counseling agencies and local government assistance programs, to try and workout your situation. Professional foreclosure consultants can also be reached <a href="http://www.foreclosure.com/stopform.html" target="_blank">right here. </a></p>
<p>It&#8217;s free help &#8230; use it.</p>
<p>If it&#8217;s too late and you and/or your head of household are already down in the dumps contact your family physician. Depression is serious and should be treated as such sooner rather than later.</p>
<p>Finally, keep your head up.</p>
<p>Foreclosure is a tough pill to swallow, but over time things will eventually get better. It doesn&#8217;t discriminate, affecting all races and colors &#8230; even the <a href="http://blog.foreclosure.com/category/celebrity-foreclosures/" target="_blank">rich and famous</a>. You&#8217;re certainly not alone.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/09/foreclosure-depression-is-having-a-serious-impact-on-americans-health/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Foreclosure clean out: Build your own foreclosure money-making machine!</title>
		<link>http://blog.foreclosure.com/2009/08/foreclosure-clean-out-build-your-own-foreclosure-money-making-machine/</link>
		<comments>http://blog.foreclosure.com/2009/08/foreclosure-clean-out-build-your-own-foreclosure-money-making-machine/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 16:19:25 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Investment Opportunities]]></category>
		<category><![CDATA[Foreclosure Training]]></category>
		<category><![CDATA[Foreclosure Webinar]]></category>
		<category><![CDATA[Foreclosure Webinars]]></category>
		<category><![CDATA[Foreclosure training workshops]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate School]]></category>
		<category><![CDATA[Real Estate Training]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2170</guid>
		<description><![CDATA[
Start your own foreclosure &#8220;clean-out&#8221; business and earn up to $500,000 a year — more than $50,000 per month — with help and direction from nationally recognized author and real estate investor, Elaine Zimmermann.
All you need is desire to make $2,000 a day (up to $50,000) with your own foreclosure clean-out business and a truck [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-2169" title="money_pile" src="http://blog.foreclosure.com/wp-content/uploads/2009/08/money_pile1.jpg" alt="money_pile" width="400" height="276" /></p>
<p>Start your own foreclosure &#8220;clean-out&#8221; business and earn up to $500,000 a year — more than $50,000 per month — with help and direction from nationally recognized author and real estate investor, Elaine Zimmermann.</p>
<p>All you need is desire to make $2,000 a day (up to $50,000) with your own foreclosure clean-out business and a truck to haul all your profits. No experience necessary. No special schooling. Learn everything you need to reach to decision-makers who can give you the bids to begin working in this lucrative field right now.</p>
<p><!--adsense--></p>
<p><strong>Register for “Make $50,000+ a Month with Foreclosure Clean-out” before it’s too late. <a href="http://www.foreclosure.com/education/webinars/make-50k-with-foreclosures.html?rsp=22279" target="_blank">Click here</a>. The educational session is available to watch LIVE online during a 90-minute money-making presentation scheduled for Thursday, Aug. 27, at 7 p.m. ET.</strong></p>
<p>Here are some of the tools you will discover:</p>
<ul>
<li>Establish your own money-making foreclosure clean-out business with no experience</li>
<li>Begin your business with no up-front costs</li>
<li>Take advantage of the record number of foreclosures before its too late!</li>
<li>Ensure a recession-proof career — the worse the economy is, the more money you make!</li>
<li>Get everything you need to get started — no extra fees or hidden costs</li>
</ul>
<p>The demand for foreclosure clean-out is soaring as the amount of annual foreclosures climbs to 10 times the number of a few years ago. Enter this high-paying field today!</p>
<p><strong>Register for “Make $50,000+ a Month with Foreclosure Clean-out” before it’s too late. Spots are limited and filling up FAST! <a href="http://www.foreclosure.com/education/webinars/make-50k-with-foreclosures.html?rsp=22279" target="_blank">CLICK HERE</a>.</strong></p>
<p><em>Webinars are LIVE educational sessions that let participants see, hear and interact with real estate experts right from their personal computer screens. In fact, Webinars are driven in part by visitor feedback and questions that are posed during the sessions. For more information and course offerings <a href="http://www.foreclosure.com/education/whats_next/index.html?rsp=22279" target="_blank">click here</a>.</em></p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/08/foreclosure-clean-out-build-your-own-foreclosure-money-making-machine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Going to the public foreclosure auction in Florida!</title>
		<link>http://blog.foreclosure.com/2009/08/going-to-the-public-foreclosure-auction-in-florida/</link>
		<comments>http://blog.foreclosure.com/2009/08/going-to-the-public-foreclosure-auction-in-florida/#comments</comments>
		<pubDate>Sun, 23 Aug 2009 18:09:58 +0000</pubDate>
		<dc:creator>Linda Yates, Foreclosure.com Director of Education</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Assistance]]></category>
		<category><![CDATA[Foreclosure Auction]]></category>
		<category><![CDATA[Foreclosure Auctions]]></category>
		<category><![CDATA[Foreclosure Investment Opportunities]]></category>
		<category><![CDATA[Foreclosure Training]]></category>
		<category><![CDATA[Foreclosure training workshops]]></category>
		<category><![CDATA[Real Estate Training]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=2164</guid>
		<description><![CDATA[
Dry cleaner. Electrical engineer. e-Trader.
These are just a handful of the different professions of the individuals who take me up on the invitation to learn the foreclosure and auction process.
Every time I take a class to the Palm Beach County Courthouse there is always something new to learn &#8212; there is never a dull day.
For [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-1371" title="gavel" src="http://blog.foreclosure.com/wp-content/uploads/2009/06/gavel.jpg" alt="" width="400" height="300" /></p>
<p>Dry cleaner. Electrical engineer. e-Trader.</p>
<p>These are just a handful of the different professions of the individuals who take me up on the invitation to learn the foreclosure and auction process.</p>
<p>Every time I take a class to the Palm Beach County Courthouse there is always something new to learn &#8212; there is never a dull day.</p>
<p>For example, this past week there was a property that was valued at $150,000 that went for $30,000. The bidding started at $12,000.</p>
<p>It&#8217;s because of deals like this that the crowds at the courthouse are beginning to grow. Savvy investor groups are sprouting everywhere. They understand that deals can be had and that now is the time to invest.</p>
<p>So what are you waiting for? You could be missing the deal of the century &#8230; or several of them. </p>
<p>Come see what you are missing by joining us for a free courthouse tour &#8212; we&#8217;re happy to show you around each week!</p>
<p><em>Linda Yates, Director of Education at Foreclosure.com, conducts FREE auction education classes at the Palm Beach County Courthouse. The class will teach you how to look up information on the properties for sale, then you will attend a live auction to see how the auction process works. To make a reservation for the class call 1-866-382-2439. You MUST have a reservation because class sizes are limited. </em></p>
<p><!--adsense--></p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/08/going-to-the-public-foreclosure-auction-in-florida/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creative ways to avoid foreclosure &#8230;</title>
		<link>http://blog.foreclosure.com/2009/07/creative-ways-to-avoid-foreclosure/</link>
		<comments>http://blog.foreclosure.com/2009/07/creative-ways-to-avoid-foreclosure/#comments</comments>
		<pubDate>Fri, 17 Jul 2009 20:14:19 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Assistance]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=1524</guid>
		<description><![CDATA[

&#8230; Angela Logan of Teaneck, N.J., has one, raising money with &#8220;mortgage apple cakes&#8221; to catch up on her defaulted home loan:
&#8220;A New Jersey woman hopes her bake sale will help forestall foreclosure and keep a roof over her head &#8230; [the divorced mother of three sons] has until July 26 to raise $2,559.54 due [...]]]></description>
			<content:encoded><![CDATA[<p><!--adsense--></p>
<p><img class="alignnone size-full wp-image-1523" title="bakesale" src="http://blog.foreclosure.com/wp-content/uploads/2009/07/bakesale.jpg" alt="" width="400" height="273" /></p>
<p>&#8230; Angela Logan of Teaneck, N.J., has one, <a href="http://www.philly.com/philly/wires/ap/news/state/new_jersey/20090717_ap_njwomanhopesbakesalewillendforeclosure.html" target="_blank">raising money with &#8220;mortgage apple cakes&#8221;</a> to catch up on her defaulted home loan:</p>
<blockquote><p>&#8220;A New Jersey woman hopes her bake sale will help forestall foreclosure and keep a roof over her head &#8230; [the divorced mother of three sons] has until July 26 to raise $2,559.54 due her lender under a federal program to help homeowners in financial trouble.&#8221;</p></blockquote>
<p>At $40 a pop, Ms. Logan &#8212; who already has 42 pre-orders for her mortgage apple cakes &#8212; needs to sell only 22 more in nine days to avoid foreclosure, which appears within reach based on her  current pace.</p>
<p>Yum.</p>
<p>If a local bake sale can&#8217;t solve your financial problems remember that professional foreclosure consultants can be reached <a href="http://www.foreclosure.com/stopform.html" target="_blank">right here</a>. It’s free help.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/07/creative-ways-to-avoid-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Location, location, location in real estate</title>
		<link>http://blog.foreclosure.com/2009/07/location-location-location-in-real-estate/</link>
		<comments>http://blog.foreclosure.com/2009/07/location-location-location-in-real-estate/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 14:59:17 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Deals]]></category>
		<category><![CDATA[Foreclosure Listings]]></category>
		<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Foreclosure Training]]></category>
		<category><![CDATA[Foreclosure.com News]]></category>
		<category><![CDATA[Foreclosure.com Web site Features]]></category>
		<category><![CDATA[Free Real Estate Newsletters]]></category>
		<category><![CDATA[National Foreclosure Listings]]></category>
		<category><![CDATA[REO Deals]]></category>
		<category><![CDATA[REO Properties]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate Planning]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=1514</guid>
		<description><![CDATA[

It&#8217;s a real estate adage that is truer now than it ever was:
Location, Location, Location.
When you&#8217;re looking to get into the home of your dreams, location is going to be one of your key buying points. For example, is it in an appealing neighborhood? Is it conveniently located close to work and other oft-traveled destinations? [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-1013" title="Investment Exchange Newsletter" src="http://blog.foreclosure.com/wp-content/uploads/2009/04/investmentexchange.jpg" alt="" width="400" height="170" /></p>
<p><!--adsense--></p>
<p>It&#8217;s a real estate adage that is truer now than it ever was:</p>
<p>Location, Location, Location.</p>
<p>When you&#8217;re looking to get into the home of your dreams, location is going to be one of your key buying points. For example, is it in an appealing neighborhood? Is it conveniently located close to work and other oft-traveled destinations? Is it zoned for the top schools in the area?</p>
<p>Those same concerns also hold true for investors who are eager to purchase, renovate and flip homes for profit. Location is a major selling point &#8212; if you don&#8217;t have great location, you can be sure it will be a major strike against you in the minds of prospective buyers.</p>
<p>The July 2009 edition of Foreclosure.com’s free educational newsletter, “Investment Exchange,” is now available, which details how you can find a great home in an ideal location at a price you can afford.</p>
<p>The excitement of an opportunity-laden market like we are enjoying right now can sometimes cause you and other buyers to think that it&#8217;s impossible to lose; however, the reality is just the opposite &#8212; Yes, the market is ripe  for the picking, but that doesn&#8217;t mean there aren&#8217;t a few bad apples in the  bunch.</p>
<p>We&#8217;re here to help you make the right choice. The smart choice. To check out <a href="http://www.foreclosure.com/newsletter/index.html?rsp=0" target="_blank">Location, Location, Location</a> today be sure to <a href="http://www.foreclosure.com/newsletter/index.html?rsp=0" target="_blank">click here</a>.</p>
<p>Remember that “Investment Exchange” is a FREE resource that Foreclosure.com provides its site visitors. Sign up to receive the educational real estate newsletter each month at no cost <a href="http://www.foreclosure.com/newsletter/?rsp=22279" target="_blank">right here</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/07/location-location-location-in-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NBAs Dwyane Wade and Alonzo Mourning raise foreclosure awareness in Miami</title>
		<link>http://blog.foreclosure.com/2009/06/nbas-dwyane-wade-and-alonzo-mourning-raise-foreclosure-awareness-in-miami/</link>
		<comments>http://blog.foreclosure.com/2009/06/nbas-dwyane-wade-and-alonzo-mourning-raise-foreclosure-awareness-in-miami/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 15:52:12 +0000</pubDate>
		<dc:creator>Foreclosure.com</dc:creator>
				<category><![CDATA[Celebrity Foreclosures]]></category>
		<category><![CDATA[Florida Foreclosure Homes]]></category>
		<category><![CDATA[Florida Foreclosure Listings]]></category>
		<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Assistance]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=1437</guid>
		<description><![CDATA[

NBA stars present and past, Dwyane Wade and Alonzo Mourning, recently joined the foreclosure fight in South Florida, taking part in a roundtable discussion and bus tour that highlighted the growing foreclosure issue and how it&#8217;s affecting Miami communities.
HOPE NOW Alliance sponsored the Neighborhood Housing Services of South Florida (NHSSF) event, which was designed to [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-1438" title="Alonzo Mourning and Dwyane Wade" src="http://blog.foreclosure.com/wp-content/uploads/2009/06/zo-dwade.jpg" alt="" width="400" height="437" /></p>
<p><!--adsense--></p>
<p>NBA stars present and past, Dwyane Wade and Alonzo Mourning, recently joined the foreclosure fight in South Florida, taking part in a roundtable discussion and bus tour that highlighted the growing foreclosure issue and how it&#8217;s affecting Miami communities.</p>
<p>HOPE NOW Alliance sponsored the Neighborhood Housing Services of South Florida (NHSSF) event, which was designed to raise awareness of the housing crisis that has gripped the region, as well as promote the free foreclosure assistance resources that are currently available to cash-strapped homeowners.</p>
<p>Here’s a snip from Wade via the <em><a href="http://www.miamiherald.com/business/story/1114745.html" target="_blank">Miami Herald</a></em>:</p>
<blockquote><p><em>“It hurts my heart. I know it hurts everyone&#8217;s heart in here. I&#8217;m here to help bring awareness to this and to let everyone know that there is an opportunity for them, and that there is hope.”</em></p></blockquote>
<p>Wade plays professional basketball for the local Miami Heat and is currently among the top talents in the league. Mourning &#8212; who played for the Heat on-and-off for about 10 seasons &#8212; retired in 2008 and is the only player to have his number retired by the organization.</p>
<p>Their collective star power and celebrity undoubtedly helped garner much-needed attention for a problem that needs fixing fast to reduce the amount of residents in the area losing their homes. <span> </span></p>
<p>In addition to the roundtable discussion, Wade and Mourning participated in a bus tour, visiting distressed homeowners and educating them about their options such as renegotiating the terms of their loans. The pair, naturally, also posed for photos and signed autographs for fans at each stop.</p>
<p>According to the report, “Miami was the third stop on HOPE NOW&#8217;s nationwide ‘Bringing  Hope Home’ bus tour. Earlier this year, the caravan rolled through Newark,  New Jersey, with Queen Latifah and Wyclef Jean, and Atlanta, featuring Mary J. Blige and Big Boi.”</p>
<p>Keep the wheels on that foreclosure bus turning round and round ….</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/06/nbas-dwyane-wade-and-alonzo-mourning-raise-foreclosure-awareness-in-miami/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How foreclosure affects credit score</title>
		<link>http://blog.foreclosure.com/2009/06/how-foreclosure-affects-credit-score/</link>
		<comments>http://blog.foreclosure.com/2009/06/how-foreclosure-affects-credit-score/#comments</comments>
		<pubDate>Mon, 22 Jun 2009 14:18:22 +0000</pubDate>
		<dc:creator>Linda Yates, Foreclosure.com Director of Education</dc:creator>
				<category><![CDATA[Foreclosure Advice]]></category>
		<category><![CDATA[Foreclosure Assistance]]></category>
		<category><![CDATA[Stop Foreclosure]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://blog.foreclosure.com/?p=1427</guid>
		<description><![CDATA[

Foreclosure is unpleasant for several different reasons. Not only are homeowners forced out of their homes, but their credit scores suffer long after the banks repossess them.
In fact, a foreclosure can affect a credit score by as much as 250 to 280 points for up to seven years. That of course can become a major [...]]]></description>
			<content:encoded><![CDATA[<p><!--adsense--></p>
<p><img class="alignnone size-full wp-image-1431" title="credit-history" src="http://blog.foreclosure.com/wp-content/uploads/2009/06/credit-history.jpg" alt="" width="400" height="265" /></p>
<p>Foreclosure is unpleasant for several different reasons. Not only are homeowners forced out of their homes, but their credit scores suffer long after the banks repossess them.</p>
<p>In fact, a foreclosure can affect a credit score by as much as 250 to 280 points for up to seven years. That of course can become a major problem and inconvenience down the road when it comes to buying/leasing a car, renting a new place or even getting approved for a credit card.</p>
<p>It&#8217;s a horrible gift that, unfortunately, keeps on giving.</p>
<p>For the sake of comparison, short sales and deed-in-lieu are less of a drain on your credit. Short sales can affect a score by 80 to 100 points and deed-in-lieu is anywhere from 120 to 175. Clearly, it&#8217;s in homeowners&#8217; best interests to try and short sale or sell their homes by some other means before losing them to foreclosure altogether.</p>
<p>The good news is that a credit score can never drop below &#8220;0.&#8221; It&#8217;s also always changing &#8212; when credit takes a ding for any reason time is a reliable ally that helps improve the rating.</p>
<p>Of course, a person needs to focus on doing the things that will not make a situation worse for a score to get better. The key to great credit is to be educated on how prompt payments and buying behaviors affect long- and short-range financial goals.</p>
<p>Nationwide consumer credit reporting companies such as Experian, Equifax and TransUnion allow one FREE credit file disclosure every 12 months. The first step, clearly, is finding out what your credit score is and the factors that went into it.</p>
<p>From that point on raising your credit score is like getting into shape &#8212; it takes some time and there is no quick fix. If you are having credit problems or would like to speak with a professional about how to best go about repairing your credit &#8212; especially if a foreclosure  is involved &#8212; visit <a href="http://www.creditlawgroup.com/" target="_blank">CreditLawGroup.com</a> today.</p>
]]></content:encoded>
			<wfw:commentRss>http://blog.foreclosure.com/2009/06/how-foreclosure-affects-credit-score/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
	</channel>
</rss>
