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	<title>Comments on: What is a cram down in bankruptcy?</title>
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	<link>http://blog.foreclosure.com/2009/01/what-is-a-cram-down-in-bankruptcy/</link>
	<description>Distressed Real Estate News and Opinion</description>
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		<title>By: Foreclosure.com Blog &#183; Foreclosure demographics: Study reveals Latinos and &#8216;modest&#8217; homes hit hardest</title>
		<link>http://blog.foreclosure.com/2009/01/what-is-a-cram-down-in-bankruptcy/comment-page-1/#comment-40039</link>
		<dc:creator>Foreclosure.com Blog &#183; Foreclosure demographics: Study reveals Latinos and &#8216;modest&#8217; homes hit hardest</dc:creator>
		<pubDate>Fri, 20 Aug 2010 14:09:58 +0000</pubDate>
		<guid isPermaLink="false">http://blog.foreclosure.com/?p=720#comment-40039</guid>
		<description>[...] problem, Center for Responsible Lending recommends that judges be allowed to &#8220;cram down&#8221; loan balances in default and increase funding for organizations that provide legal [...]</description>
		<content:encoded><![CDATA[<p>[...] problem, Center for Responsible Lending recommends that judges be allowed to &#8220;cram down&#8221; loan balances in default and increase funding for organizations that provide legal [...]</p>
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		<title>By: Anthony's Indianapolis Homes for Sale</title>
		<link>http://blog.foreclosure.com/2009/01/what-is-a-cram-down-in-bankruptcy/comment-page-1/#comment-34676</link>
		<dc:creator>Anthony's Indianapolis Homes for Sale</dc:creator>
		<pubDate>Tue, 20 Apr 2010 00:00:42 +0000</pubDate>
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		<description>Well, considering that long-term mortgage rates are set in the private sector they might want very seriously consider those implications. If mortgage speculators come to see mortgage-backed securities as a bad risk then we could see higher and higher rates. And higher mortgage rates would only hurt a housing market that has yet to recover from the recent deluge of inventory.</description>
		<content:encoded><![CDATA[<p>Well, considering that long-term mortgage rates are set in the private sector they might want very seriously consider those implications. If mortgage speculators come to see mortgage-backed securities as a bad risk then we could see higher and higher rates. And higher mortgage rates would only hurt a housing market that has yet to recover from the recent deluge of inventory.</p>
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		<title>By: cram down</title>
		<link>http://blog.foreclosure.com/2009/01/what-is-a-cram-down-in-bankruptcy/comment-page-1/#comment-16797</link>
		<dc:creator>cram down</dc:creator>
		<pubDate>Tue, 03 Feb 2009 20:17:26 +0000</pubDate>
		<guid isPermaLink="false">http://blog.foreclosure.com/?p=720#comment-16797</guid>
		<description>The stipulation that Citigroup asked to be put into the new law was that you need to talk to them first before you are eligible for a cramdown for your home. If you do not talk to your lender first, you are not eligible for it is what I take out of this new law.</description>
		<content:encoded><![CDATA[<p>The stipulation that Citigroup asked to be put into the new law was that you need to talk to them first before you are eligible for a cramdown for your home. If you do not talk to your lender first, you are not eligible for it is what I take out of this new law.</p>
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